IRS Interest Calculator

2026 US ordinary individual tax underpayment, quarterly annual rates 7%,6%,7%,7%, compounded daily. Enter actual quarterly accrual days after applying legal start/stop/suspension rules. No principal payments or additional assessments during the interval. Excludes corporate cases, overpayment refunds, estimated-tax additions and penalties. Not final IRS account liability; periods outside 2026 unsupported.

2026 US ordinary individual tax underpayment, quarterly annual rates 7%,6%,7%,7%, compounded daily. Enter actual quarterly accrual days after applying legal start/stop/suspension rules. No principal payments or additional assessments during the interval. Excludes corporate cases, overpayment refunds, estimated-tax additions and penalties. Not final IRS account liability; periods outside 2026 unsupported.

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Result

Enter your values and run the tool to see your result.

How to use this tool

Check the units, enter your values, and run the tool. Results follow the assumptions and method below.

Calculation method

Compound interest accrued in 2026principal*((1+0.07/365)^(q1+q3+q4)*(1+0.06/365)^q2-1)
Principal plus interestprincipal*(1+0.07/365)^(q1+q3+q4)*(1+0.06/365)^q2

References